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Business Insurance

Business | Auto | Liability | More

Our experienced professionals can evaluate your business operations and recommend the right insurance package to ensure you're protected against any risks your company may face.

Our reputable insurance partners provide complete insurance solutions for businessowners of all sizes. We'll pair your business with the right coverage from the right insurance company.

From the one-man shop to large corporations, Rios Insurance has business solutions to fit your needs. We're experts in crafting customized Atwater and Merced County commercial insurance policies suited to your unique business operations.

We offer insurance packages that include business auto, liability, workers comp, property and more. Our business insurance advisors are dedicated to offering excellent customer service and trustworthy advice. Contact us today to learn more.

Commercial Auto

From local pizza delivery to large commercial fleets, Rios Insurance offers commercial auto insurance packages to fit your business.

Business insurance needs are as diverse as the businessowners themselves. Your policy should be tailored to how you're using your cars and trucks for your business. We can find the right coverage for your needs.

We're experts in Atwater and Merced County business insurance and provide outstanding customer service. Contact us today to learn more.

Whether you're looking for additional protection for your business or are being required to obtain coverage by a client, Rios Insurance can provide options for commercial liability insurance for your Atwater and Merced County business.

Liability for businesses can range from general commercial liability coverage to specialized policies such as professional liability (E&O), employment practices (EPLI), and directors and officers (D&O). Contact us today to find out what we recommend for your business.

Commercial Property

Commercial property insurance can help reduce the risk of a loss putting a financial strain on your business.

Our professional agents can review your business assets, such as properties, inventory, equipment, and tools and recommend coverage so that you're adequately insured.

Rios Insurance works with many commercial insurance companies who offer programs tailored to business owners. Contact us today to schedule a consultation with one of our insurance advisors.

When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not. Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other insurance policies.

One of the insurance advisors at Rios Insurance can review your business insurance needs and recommend what kind of liability coverage you need to protect yourself and your company. Contact us today to schedule an appointment.

Workers Comp

Rios Insurance can help your business find complete solutions to your unique workers compensation insurance needs, including services such as innovative payment systems, physician consulting services, and more.

The experienced agents at Rios Insurance will find solutions that create safer and more productive workplaces, more confident and secure workers, and overall savings that you'll see on your bottom line. Contact us today to schedule an appointment.

Whether you’re a small business with a variety of bonding requirements, or an individual looking for a specific type of bond, Rios Insurance has a surety program designed to fit your needs.

Rios Insurance will work with your business to find products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.

Contact us today to find out more about our outstanding service and quick response from our team of licensed agents.

Cyber Liability

Regardless of what type of business you own or manage today, you need cyber liability insurance. You probably have some type of online presence, but even if you operate entirely from a brick-and-mortar location, you need protection against hackers. Identity theft is rising, and cyber crime that compromises your customer or patron base can cripple your organization if you don’t have the right protection in place.

Whether you need inland marine insurance to protect against risks on a daily basis or require coverage for a single move, The Rios Insurance Agency can help. Our risk-management experts can assist you in determining what amount of coverage your organization needs to protect your business interests.

Trucking

Whether you operate several trucks or a single truck (independent owner-operators), the probability of one of your vehicles and drivers being involved in a serious accident is high.It is important to have an insurance policy that meets both your business and truck insurance needs.